Why Most Experts Recommend Cruise Insurance
- Covers medical emergencies at sea (very expensive without insurance)
- Trip cancellation protection if you get sick before sailing
- Reimburses prepaid cruise costs
- Covers trip interruption and delays
- Evacuation coverage (can cost $50,000+ without insurance)
Average cost: 5–10% of your total cruise cost. For a $3,000 cruise, expect to pay $150–$300 for good coverage.
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